Kent · London and the South East
Storm damage roof report in Cold Harbour, Kent
Storm damage roof reports in Cold Harbour from an independent, experienced roof surveyor. More than 20 years and over 5,000 surveys across London and South East England.
- Roofs hit by falling trees
- Stains appearing after strong winds
- Slipped or missing slates or tiles
How a storm damage roof report works in Cold Harbour
Many policies treat gusts of about 55 mph as storm conditions, but it varies by policy. Your policy document sets out its own definition. We don’t decide whether a storm met that test. We record the damage and what seems to have caused it. The report includes photographs of each area of damage, and you decide what to send. Insurers decide claims on their own policy wording. Common reasons to book are cowls or aerials dislodged in the wind and gaps where slates or tiles have gone, across flashings, flat roofs and slate and tile slopes.
For a small place like Cold Harbour, the inspection is the same as anywhere: we simply plan the journey and access ahead. It helps to know where the water appears, in what weather, and what you’ve seen outside, along with any repairs done before. If you have photos of the water coming in, they help as well.
Most points in the report come with a picture, so you can see each defect rather than just read about it. Anything out of sight on the day is listed as such.
- Place
- Cold Harbour (ME17)
- Wider area
- Kent
- Cost
- From £150 inc. VAT
- Your report
- A written report with photos, by email
- Appointments
- Monday to Sunday, daytime
- Insured
- Professional indemnity and public liability
- Telephone
- 07833 053749
- Updated
- 27 October 2026
What a storm damage roof report looks like in Cold Harbour
Historic houses such as Belmont House and Gardens, about 3.8 miles north-east, show how far back building in the area around Cold Harbour goes. Period homes nearby can have lead valleys, tall chimneys and a patchwork of past repairs, and the council can say whether a home is in a conservation area. Across Kent, older roofs are frequently handmade clay or peg tiles, and tile-hanging on upper walls is a familiar sight. Kent’s older buildings take in oast houses and timber-framed Wealden hall houses as well. Knowing the roof type helps narrow down where water may be getting in.
Trees in and around Spuckles and Kennelling Woods shed leaves that can end up in nearby gutters. For an older house near a landmark such as Church of St Lawrence, old mortar, worn lead and slipped slates are the usual suspects when water gets in. If you let a flat or house near Charing station, a tenant living with a leak needs the cause found, not just the stain painted over.
Cold Harbour is about 7 miles south-west of Faversham, in Kent. We cover Cold Harbour and the rest of Kent, as part of our work across London and South East England. Our Kent coverage includes Cold Harbour. We also survey roofs in Maidstone.
Storm damage roof reports in ME17 work the same way as everywhere else we cover. Other places close to Cold Harbour include Warren Street (1 mile north-west), Payden Street (1 mile north-west), Lenham Heath (2 miles south-west), Charing Heath (2 miles south) and Lenham Forstal (2 miles south-west). We also work in nearby towns like Maidstone (11 miles west), Ashford (8 miles south-east), Canterbury (14 miles east), Sittingbourne (7 miles north), Whitstable (14 miles north-east) and Faversham (7 miles north-east).
What’s near Cold Harbour
We work in homes and buildings around The Harrow pub and Spuckles and Kennelling Woods. For rail, the closest station is Charing station, roughly 2.3 miles south. Other landmarks nearby include Newnham Castle (3.4 miles north).
Also near Cold Harbour
Also in Cold Harbour
Leave it or get it looked at?
Many policies expect damage to be reported promptly. Let your insurer know early, and check what your policy asks for. Our report can then add a clear record. In a small place like Cold Harbour, homes can be exposed to wind and rain, which finds any gap, and older walls, once damp, take a long time to dry.
A small, low roof with good viewpoints takes less time than a tall, complicated one, and the package matters as well. The price is always agreed first.
Why book with us
- A report with photos
- An independent look at the roof
- CAA-registered drone operator (Flyer ID and Operator ID)
- Professional indemnity and public liability insurance
See what a roof survey costs or what we found on two real jobs.
Landlord and commercial surveys in Cold Harbour
Letting agents and landlords in Cold Harbour book surveys as well as householders. A photo-illustrated written report gives you a clear record of the roof, useful for planning maintenance.
With a portfolio of properties, surveys can be booked for more than one address. To arrange surveys for several addresses, phone 07833 053749 or send us an email with the addresses.
FAQs for Cold Harbour
Do you carry out roof surveys in Cold Harbour?
Yes. We cover the whole of London and South East England, and Cold Harbour is part of that. Just ring 07833 053749 or drop us an email and tell us about the property.
How do I find out if my home in Cold Harbour is listed?
You can check whether a building is listed on Historic England’s list, and your council can tell you if it’s in a conservation area. Listed building consent is needed for changes that affect a listed building’s special interest, and conservation areas can limit changes of roofing material.
Can I challenge a declined storm claim?
The first step is a complaint to your insurer. After that, the Financial Ombudsman Service may be able to look at it. Our report gives you an independent record of the roof, but we cannot say how it will turn out.
What if the roof was already worn?
Most policies do not cover wear and tear. Our report records storm damage and any older wear we see, so it is clear what we found. How the policy applies is up to your insurer.
Should I go up on the roof to take photos?
Safely, from the ground or a window. Do not use a ladder or go onto the roof. With binoculars, you can see a lot from ground level and we’ll inspect the rest from safe positions.
How long does the survey take?
It typically takes about one to two hours at a house, and longer if the damage is spread across a large roof. We’ll confirm the timing as you book.
How many surveys have you done?
Over 5,000 surveys so far, across 20+ years of surveying roofs, with 98% customer satisfaction.
What a survey costs
The price reflects the time and kit the roof needs. That comes down to:
- The size of the roof
- Chimneys, valleys, parapets and other details
- Any need for thermal images or a drone flight
- How tall the building is and how easy the roof is to see
Prices quoted always include VAT, and the report isn’t charged as an extra. Storm damage roof report starts from £150, including VAT. Where your roof sits in the range depends on its size, height and access.
Helping us price your survey
Getting the details right at the start saves time. It helps to include:
- Where any leaks, stains or damp patches show inside
- Photos of the roof, taken safely from the ground or a window
- Whether there is a loft hatch, a shared roof or tricky access
- Why you want a survey: buying, a leak, a storm or new work
If you have photos of the roof, send them over. Take them safely from ground level or a window. To send them or to book, phone 07833 053749 or drop us an email.
Honest limits
Without opening up the roof, some things stay hidden, so a survey has limits:
- A price for the repairs
- Damage hidden under coverings or inside the structure, without opening up
- Your insurer’s view of the claim
Not sure which survey suits your roof? You can phone 07833 053749 or drop us an email and we will tell you. The full list of what we check.
What this survey covers
- Gutters and fascias
- Flat roofs
- Flashings
- Slate and tile slopes
- Chimney stacks
- Ridges and hips
Useful tips for Cold Harbour property owners
A few practical points come up again and again on our surveys. They apply to most roofs:
- Read your policy wording on storm damage
- Hold on to fallen pieces of the roof where you can
- Keep receipts for any emergency work
- Take photos from ground level or a window, never by climbing
Your insurer may send a loss adjuster to look at the damage. Our report gives you an independent record alongside theirs.
Clear gutters and outlets before the stormy months. Overflowing gutters can make storm damage worse.
The survey, step by step
When we arrive, we start by asking what you’ve noticed and what you want to find out. We then inspect everything that can be seen safely, from the ground, from windows, in the roof space and by drone where it applies. Most surveys take roughly 1–2 hours for most houses, while a commercial roof takes nearer three to four hours. Older roofs in small places like Cold Harbour can have low, tight loft spaces, so let us know about the loft hatch and any ladder. We only go where it is safe.
- First you give us the date of the storm and what you’ve noticed, inside and out.
- We view the roof from wherever it can be seen safely, including the loft where there is access.
- Each area of damage is photographed and described.
- We look at whether the damage fits storm damage, older wear or both.
- We send you a written report with photos, ready to give to your insurer.
Before we arrive
- Move anything stored under the loft hatch
- Have keys ready for side gates, garages or roof access doors
- Dig out any old roof reports or invoices
Arrange a survey
A quick phone call is normally the easiest start: call 07833 053749 or use the contact form, and we will ask about the building and what you need. You’ll have a price before anything is arranged.