Essex · London and the South East
Stock Storm Damage Roof Report
We take a careful look at the roof at your property in Stock, and put it all in a written report with photos.
- New damp or leaks inside
- Roofs hit by falling trees
- Loose or torn flashings
Storm damage roof reports for homes and businesses in Stock
Wear and tear is typically excluded from home insurance. So it matters whether the damage came from the storm or from a roof that was already worn. We note signs of each: fresh breaks and recently moved slates or tiles, and older problems such as corroded nails or worn mortar. We describe what we see, whichever way it points. How the policy applies is for your insurer to decide. Typical surveys look at damaged gutters and fascias and flat roof edges peeled back, across flashings, flat roofs and gutters and fascias.
Somewhere as small as Stock, older roofs have frequently been repaired many times. That makes it hard to tell new damage from old wear, and the difference matters, particularly to an insurer. The report says what was seen and what it points to. Older walls and timbers hold water for a long time, so it’s worth finding the cause soon.
Where we cannot see part of the roof, the report says so. That way, it is clear what was covered and what wasn’t.
- Location
- Stock (CM4)
- Wider area
- Essex
- Cost
- From £150 inc. VAT
- Your report
- Written, with photos, emailed to you
- Survey days
- Monday to Sunday, daytime
- Insurance
- Professional indemnity and public liability
- Telephone
- 07833 053749
- Page updated
- 27 October 2026
Wind, rain and roofs in Stock
Clay tiles and timber weatherboarding mark out many of the older buildings in Essex, while many towns grew with post-war and newer estates. Different coverings let water in at different points, which shapes where the search starts. Ingatestone Hall, about 2.5 miles west, is one of the historic houses in the wider area around Stock. Period homes nearby can have lead valleys, tall chimneys and a patchwork of past repairs.
Take a building like Stock Church of England Primary School: on a building that size, finding the source of a drip means looking well beyond the stain. The streets around a church like Church of All Saints are often among the oldest in a place, and if you own one of the older houses nearby, the leak may come from a chimney, a valley or tired lead rather than the covering itself. If you let a flat or house near Billericay station, a clear finding on where water gets in helps you brief a roofer right away.
Stock is about 3 miles north-east of Billericay, in Essex. We survey roofs in Stock and the surrounding area across London and South East England. Stock is one of the towns and villages in Essex where we work.
We work across CM4 for storm damage roof reports and the streets around it. You’ll find streets such as The Square, High Street and Webster Place, all of which we cover. We also cover Margaretting Tye (2 miles north), Ramsden Heath (2 miles south-east), Margaretting (2 miles north-west), Downham (3 miles south-east) and Billericay (3 miles south-west). Within a short drive, we also cover Chelmsford (5 miles north), Basildon (6 miles south), Brentwood (7 miles south-west), Maldon (11 miles north-east), Canvey Island (11 miles south-east) and Rayleigh (8 miles south-east).
Around Stock
We work in homes and buildings around The Hoop Public House and Mayflower High School, among other places. The nearest railway station is Billericay station, roughly 2.7 miles south-west of the centre. A little further out are Mayflower Community Hospital (3.4 miles south-west). Not far away are Norsey Wood.
FAQs for Stock
Is Stock within the area you cover?
Yes, Stock is covered. We survey roofs across London and South East England, and smaller places are part of that. Longer journeys are simply planned in advance.
Is Stock in the area you cover?
Yes. Our area covers London and South East England, and Stock is part of that. You can call 07833 053749 or use the contact form with the address and a few details.
What if my insurer declines the claim?
The first step is a complaint to your insurer. If you’re still unhappy, you may be able to take it to the Financial Ombudsman Service. An independent report can add to your evidence, but we can’t say how it will turn out.
Can you survey a shared roof?
Yes, as long as access is agreed. Roofs over flats are frequently shared, so whoever owns or manages the building needs to agree access. We inspect only the parts we’re allowed to reach.
Will you deal with the insurance company for me?
No. We’re not loss adjusters, and we don’t negotiate claims. We provide an independent record of the roof for you to send to your insurer.
Does this replace a RICS home survey?
No. It’s a specialist roof survey, not a RICS Level 2 or Level 3 building survey. It focuses on the roof, so it sits alongside a building survey rather than replacing it.
How should I record storm damage myself?
Please don’t climb onto the roof. Photograph the damage from below or from a window. Note the date and time, and photograph any damage inside.
What we look for on each type of roof
Chimney stacks
Wind can pull the flashings away from a chimney. We photograph any we find.
Ridge and hip tiles
Ridge and hip tiles take the full force of the wind. The survey notes loose, cracked or missing ridge and hip tiles.
How it works
Where it’s relevant and can be reached safely, the loft space is checked as well as the outside. In the loft, the signs we look for are staining, damp, daylight and sagging, as far as the space allows. The whole visit usually takes roughly 1–2 hours for most houses, rising to roughly 3–4 hours on a commercial building. Cottages and farmhouses around Stock often have roofs at several levels, with lean-tos and outbuildings attached. Each part is looked at from wherever it can be seen safely, and anything we cannot see is noted.
- We note the date of the storm and the damage you’ve seen.
- We check the roof from wherever it is safe.
- We record and photograph the damage.
- We note the likely cause and any signs of older wear.
- We send you the report by email for your insurer.
Before we arrive
- Gather any invoices or paperwork from past roof work
- If you’re buying, let the agent know when we’re coming
- Check we can get to the back of the property
Booking a survey
To book a survey, phone 07833 053749 or drop us an email and tell us the address and what’s prompted the survey. We will confirm the price before booking.
Read more
How we price storm damage roof reports
The price reflects the time and kit the roof needs. That comes down to:
- The shape of the roof and its details
- The roof’s overall size
- Which survey package you book
- The use of thermal imaging or a drone
Larger roofs, taller buildings and commercial roofs take longer, so they’re priced to match. You will know the figure before booking.
What we need to know
The more you tell us, the easier it is to price the survey. When you contact us, let us know:
- What kind of property and roof it is
- Any deadline, such as an exchange date
- Any stains, drips or damp patches you’ve seen indoors
- The reason for the survey, such as buying, a leak or storm damage
Prices start from £150, including VAT. What you pay depends on the roof’s size, access and the package, so ring 07833 053749 or use the contact form with the details.
What you can safely check yourself
What you can’t do safely is get up close. Slates, tiles, flat roofs and rooflights can give way, and a fall can be serious. That part is for a survey.
It’s useful to keep a record: dates of leaks, photos from the ground and any work done on the roof. Share it with us as you book and it will help the survey.
Before and after the survey
A few practical points come up again and again on our surveys. They apply to most roofs:
- Check how your policy defines a storm
- Get a roofer to make the roof safe if needed
- Take photos of stains and damp inside
- Don’t go onto the roof to take pictures
After the visit, we write up the report with photos of each area of damage. It sets out what is damaged, the likely cause and any signs of older wear. Turnaround is within 48 hours for Basic, 24 to 48 hours for Standard and the same day for Premium.
Check the roof from the ground after strong winds. With binoculars, you can frequently spot problems without climbing. Don’t go up a ladder to look.
Landlords, agents and block managers in Stock
Surveys can also be booked by buyers’ agents acting for a client. The report is emailed, so it can go straight to your client.
Where a roof is shared: access has to be agreed with whoever owns or manages the building. Mention it when you contact us and we’ll plan the visit with that in mind.